Export formats

• Excel spreadsheet (.xlsx)Opens in Excel, Numbers, and Google Sheets.

Every export also lands in your Library as an artifact you can revise, share with a link, and pick up again in another chat.

How it works

1. Give askROI your income and your typical monthly bills, roughly is fine.
2. It builds a spreadsheet with categories, planned versus actual columns, and formulas for totals and what is left.
3. Download the Excel file and change any number; the totals update on their own.

What people use it for

• First budgetsee where the money goes without building a spreadsheet from scratch.
• Savings goalsee what is left to save each month and change a category until it meets the goal.
• Householdcombine two incomes and shared bills in one place.
• Debt payoffsee how much can go toward a balance each month after essentials.

Questions

Does it use real formulas or just typed numbers?

Real formulas. Totals, remaining amounts, and savings figures are calculated in the sheet, so editing a bill updates everything else.

Will it make up bills I did not mention?

No. It uses your numbers and adds empty rows for common categories you did not list, so you can fill them in or delete them.

Can I open it in Google Sheets or Numbers?

Yes. It is a standard Excel file and opens in Google Sheets, Numbers, and LibreOffice with the formulas intact.

Can I change the categories later?

Yes. Ask askROI to add, rename, or split categories and it rebuilds the file, or edit it directly in your spreadsheet app.